New bitcoin gift cards could take cryptocurrency mainstream
UPI reports: "Edmonton, Canada-based Bitcoin Solutions has developed what it hopes is a new solution -- by allowing people to buy bitcoin gift cards online, which can be loaded into digital wallets and spent anywhere bitcoin is accepted. Or investors can hold on to the bitcoin as an investment. [...] Cryptocurrencies like bitcoin, ethereum and others use a decentralized blockchain rather than a bank. The same blockchain can be used for micro payments, smart contracts and a host of other services that could disrupt traditional ways of doing business."

Comment: I should start with my usual disclaimer: I'm not saying this is the Mark of the Beast, I'm just noting trends. In this case, distributed ledger technology can be used for many different kinds of applications, including identity management, and I think it's a technology worth keeping a watchful eye on. 

Hertz, Clear partner to speed rentals with biometric scans
The AP reports: "Biometric screening is expanding to the rental car industry. Hertz said Tuesday it is teaming up with Clear, the maker of biometric screening kiosks found at many airports, in an effort to slash the time it takes to pick up a rental car. Clear hopes it will lead more travelers to its platform, which has 3 million members in the U.S. It’s the latest place consumers will find biometric technology, which has migrated over the last 50 years from secure government facilities and banks to airports, stadiums and even smartphones that unlock with the touch a fingerprint. Hertz is the first rental car company to use the technology."

Comment: I wonder if saving a small bit of time is worth giving up biometric data to a car rental company? Perhaps frequent flyers would say yet, but I'm betting the vast majority of travelers will balk at that. 

Biohacker Who Implanted Transit Chip in Hand Evades Fine – Futurism
Futurism.com reports: "In April 2017, Meow-Meow implanted a chip in his hand. The chip is from his Opal card, needed to ride public transportation in Sydney, and it essentially functions as a debit card — users add money to it, then whenever they use a bus, train, or other transportation service, they swipe their card to pay the fee. Thanks to his new implant, Meow-Meow no longer had to worry about losing his card. The biohacker could just place his hand near the Opal card reader and be on his way. All this was presumably working out OK for Meow-Meow until August 2017. That’s when the New South Wales transport authority, which issues the Opal cards, charged him with traveling without a ticket and failing to produce a ticket for transportation officials."

Comment: It doesn't surprise me that bureaucrats would be petty and not really grasp the concept. I think the real story here is the use of an implanted chip as a payment device and access device. As a proof of concept, that is very compelling. I think that early adopters like this guy have clearly demonstrated that an implanted chip is a practical means of combining identity verification, access control and mobile payments. It's possible. Whether the MOTB turns out to be a chip is still up for debate but for now, it's clear that this tech is here now.

Amazon considering opening up to 3,000 cashierless stores by 2021: Bbg
Reuters reports: "Amazon.com Inc (AMZN.O) is considering a plan to open as many as 3,000 new Amazon Go cashierless stores in the next few years, Bloomberg reported here on Wednesday, citing people familiar with the matter. [...] The Amazon Go store, which has no cashiers and allows shoppers to buy things with the help of a smartphone app, is widely seen as a concept that can alter brick-and-mortar retail."

Comment: Ok, let's get this out of the way first: I'm not saying this is the MOTB and I don't claim to know what the MOTB will be. That said, I think it is worthwhile to note trends and technologies that may become the MOTB.

I think this is a noteworthy development because it suggests a level of technology that allows people to shop without cash or traditional payment methods. They do, however, need to scan an app before entering the store. In other words, if you don't have the app, you can't buy anything. Commentators have been anticipating the rise of a cashless society for many years now and although we are not there yet, this development is bringing that day closer.  Let's keep an eye on this.

AP - Tech leaders push for more White House focus on AI
AP reports: "Kratsios was hosting the Trump White House’s first summit on artificial intelligence, convening tech giants such as Google, Amazon, Facebook and Microsoft as well as major retailers, banks, drugmakers, carmakers, food companies and engineering schools. Some in the crowd had been pushing the administration to focus more on AI and related issues in science and technology. Academic leaders have pitched for more investment in basic research. [...] Kratsios said a new committee is being formed that will coordinate AI investments across federal agencies, including research related to autonomous systems, biometric identification, computer vision and robotics. He called for a 'free-market approach' that would harness the combined strength of government, industry and academia while limiting regulation that could “hamstring” companies, according to his prepared remarks."

Comment: Biometrics and computer vision will increasingly become important in our daily lives as transaction data (social and economic) increases in value.

Bitcoin near $10K -- now seven times more valuable than gold - UPI.com
UPI reports: "The virtual currency bitcoin hit a new high of $9,700 on Monday -- making it worth seven times more than an ounce of gold. After starting the year with a value of just $1,000, the currency's value has skyrocketed 860 percent this year. Its value was listed at $8,000 just last week. The latest gains could be fueled by expectations of big investors, such as hedge funds and asset managers, pouring money into the currency."

Comment: I'm starting to follow Bitcoin news after being a bit late to the party. I looked into this a bit and it does appear that the underlying technology may be a potential platform to host a universal currency. The usual caveat applies:  I'm just following trends and don't know what the MOTB will turn out to be.

Equifax breach exposes 143 million people to identity theft - AP
AP reports: "Credit monitoring company Equifax has been hit by a high-tech heist that exposed the Social Security numbers and other sensitive information about 143 million Americans. Now the unwitting victims have to worry about the threat of having their identities stolen. The Atlanta-based company, one of three major U.S. credit bureaus, said Thursday that “criminals” exploited a U.S. website application to access files between mid-May and July of this year. The theft obtained consumers’ names, Social Security numbers, birth dates, addresses and, in some cases, driver’s license numbers. The purloined data can be enough for crooks to hijack the identities of people whose credentials were stolen through no fault of their own, potentially wreaking havoc on their lives. [...] The potential aftershocks of the Equifax breach should make it clear that Social Security numbers are becoming an unreliable way to verify a person’s identity, Nathaniel Gleicher, the former director of cybersecurity policy in the White House during the Obama administration, said in an email statement."

Comment: This incident could provide an opportunity for policymakers in the U.S. to start looking into alternative forms of personal identification, something a bit more secure than the antiquated Social Security Number.

India's Supreme Court rules privacy is a fundamental right - AP
AP reports: "India’s top court ruled Thursday that privacy is a fundamental right of every citizen, in a landmark judgment that could affect the country’s mammoth identity card system. The verdict was in response to many petitions filed in courts questioning the validity of assigning a biometric identity card to every individual. The government has made the identity card mandatory for all citizens to receive welfare benefits, but human rights groups raised concerns about the risk of personal data being misused. [...] Rights activists hailed the verdict as a win for individual freedom."

Comment: This is a win for the people of India but also something of a disappointment. As a test-case for mark-tech India was making remarkable strides in combining biometric identity verification with a broad range of government services. I saw it as a laboratory for seeing what could be done in this area with off-the-shelf technology combined with sheer government coercion and the outcome was looking rather impressive. The currency system of an entire country was being changed almost overnight and millions of undocumented people were being brought into an online system and given digital identities to secure services and payments. It was an impressive accomplishment. All of that is in doubt now. It will be interesting to see how this turns out.

Apple removes foreign VPN apps from Chinese app store - UPI.com
UPI reports: "Virtual-private network, or VPN, applications have been removed from Apple's Chinese app store. Foreign companies had developed the apps to get around China's Internet filters. [...] Residents in China utilize VPNs to get around the 'Great Firewall' that censors Chinese Internet and limits access. [...] China, Apple's largest market outside the United States, pledged to crack down on unapproved VPNs and restricted other online content as part of a 14-month campaign to 'clean up' the Internet."

Comment: Score a point for the "Great Firewall" of China. This news report casts this as a human rights issue and there's no doubt it is. Human rights workers, political activists and international visitors all use VPNs to access the global internet but there is another group impacted that this article does not mention. There is a large underground Christian church in China that exists alongside the official state-approved churches and those believers also use this technology to access Christian resources and contacts. As all internet traffic comes under the control of the state, these groups will become increasingly vulnerable to state intimidation and control.

Wisconsin company hopes to offer microchip implants to employees - UPI.com
UPI reports: "A Wisconsin company wants to offer surgically implanted microchips for employees to make it easier to buy snacks in the break room. [...] the implanted microchip makes it easier for people to pay for items at work. Instead of looking for coins, cash or a credit card, they would only need to place their hand in front of a scanner and electronically pay for their item. The microchip would have other uses, as well, like serving as an electronic key to open doors and identify the user to login at a computer. [...] Approximately 50 Three Square Market employees have volunteered to have the microchip inserted. Westby said it is not mandatory."

Comment: This seems like a clever way to entice people with the novelty of it while desensitizing them to the extreme privacy threat posed by implanted chip tech. I love that line where the CEO says it's not mandatory and he left off the "yet" part, lol. I would like to think that Americans still retain enough of the independent spirit to ever go along with this kind of monitoring and control.